Buy With Roy & Garneau Team

So many choices! Buying a home confronts you with a myriad of decisions. How much to invest? What budget to allocate for maintenance, taxes, improvements? Is a finished basement more valuable than an extra bedroom? Does the location meet all your needs?

It's essential to take the time to define your criteria and assess your finances to ensure they align with your aspirations. Expect your expectations to shift as you become more familiar with the current real estate market.

Don't hesitate to contact us. We are here to guide you throughout the buying process, including obtaining your pre-approval, adjusting your search criteria, and answering all your questions.

Getting pre-approved before actively visiting properties is a definite asset. It proves your seriousness as a buyer in a competitive market and provides a clear picture of your borrowing capacity, monthly payments, and the impact of taxes and other fees.

We will review the details of the property and the market with you to formulate the most suitable offer. Your offer might include elements such as the purchase price, guarantee amounts, loan specifications, and the anticipated closing date. As contractual experts, we will lead the negotiations until an agreement is reached. You will also need to provide an up-to-date pre-approval letter when presenting your offer, assuring the seller of your ability to finalize the transaction.

While we will break down every term for you, we recommend that you thoroughly read all contracts and familiarize yourself with any modifications made to the offer. Once your offer is accepted, you will be on the path to acquiring your real estate property. We will accompany you at every step, from the deposit of the guarantee, through the inspection, to the closing. You will also collaborate with a real estate attorney who will oversee the contract, review inspection points, address any potential requests, and assist you in handling all the documentation necessary for a successful closing.